BripBlap caught my attention to your blog post… and I have to say… I loved it!

First of all, it’s true! We do offer a 5% bonus to any lender who lends out $5,000 or more by Feb 3rd. We will deposit the bonus on your account and you can invest it or just withdraw it… as easy as that.

Second, the “gaming” you talk about is basically setting up loans among friends and family members. Not a bad way to take users away from the red site ;-)

At Lending Club, we believe in anonymity, and making lending decisions on the credit history (hard numbers) + user story + affinities without necessarily knowing the person’s name, address, pictures, etc. But if your friend of family member tells you their Lending Club screen name, you can easily locate his/her loan request by typing that screen name in the keyword search box.

So be our guest, and get your friends and family onto our platform. We will definitely honor the 5% bonus. That’s the whole point of P2P Lending: Better rates. Together.

One caveat though: make sure borrowers you bring to the platform are high quality. We are committed to top notch loan inventory: 640+ FICO score, 30% maximum DTI, and absolutely NO current delinquencies.

Hurry. You only have a few days left.

Rob Garcia
Director, Web Production
Lending Club