What is a Military Loan versus a "P2P Military Loan"?

Military Loans allow members of the armed forces (or, for that matter, any group of similarly interested parties) a way to both borrow and lend, online, amongst themselves. In practice, this might means that one member of a military service requests a loan, and other members of the same (or, perhaps, related) military service(s) signal their interest in lending all or part of the money that was requested. When conducted via an online marketplace, and without the intermediation of a bank (or its imposition of traditional lending fees) is referred to as a (P2P) "Military Loan".

Now, providing such loans would require a means of self-identification of members of a particular military group (or service), in order to assure that their loan was properly grouped as, say, an "Army Loan" or "Navy Loan". While there are, in contrast, a variety of possible types of military loans currently available in the wider marketplace, this example gives us a sample whose size is small enough, due to there being only a few branches of the military, to demonstrate the feasibility of such a group service.

Risks/Benefits of Military Loans

military loans, as envisioned in the above example, would be a convenient (and socio-financially empowering) means for particular groups (those with funds for which they seek a return) to more directly allocate this capital, and, at the same time they are able to make sure their fellow service members benefit (through reduced rates, interchange, and banking fees), they are able allocate their own capital more quickly and efficiently, with the added benefit (especially in the case of a military organization, where, presumably, discipline and responsibility might be the watchwords - and, in some cases, good credit even being a requirement for continued membership or possibility of career advancement) of potentially reduced risk and increased returns.

Feasibility of Social/P2P Lending amongst Military Personnel

In the above scenarios, a military loan (a note, between multiple related parties, and the borrower, a member of the same military organization) would, perhaps, have a stronger chance of performing well, just as we have seen the same social factors and social forces at play in the extant peer to peer lending markets. The sense of camaraderie among personnel belonging to a branch (or, for that matter, any branch) of the military may be a bankable asset, both for the members - and for those who wish to "support the troops", by making loans to those in the military...